ujjivan small finance bank

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    Ujjivan Small Finance Bank Limited is an Indian small finance bank based in Bangalore, which commenced operations on 1 February 2017. Ujjivan Financial Services holds an 80 percent stake in the bank.
    Ujjivan Small Finance Bank is licensed under Section 22 (1) of the Banking Regulation Act, 1949 to carry out small finance bank business and received Scheduled Bank status from the Reserve Bank of India in August 2017.


    History


    On 7 October 2015, Ujjivan Financial Services received an in-principle approval from the Reserve Bank of India to set up a small finance bank. At the time, the company had already serviced over 2.6 million customers from 464 branches in 24 states. The small finance bank status provided the opportunity to expand Ujjivan's range of loan products, and also to accept deposits rather than relying on other financial institutions to provide funds for the loans. Ujjivan received the final license from the Reserve Bank of India on 11 November 2016 to set up a small finance bank. By February 2018, Ujjivan was present across 24 states and union territories, 209 districts in India, catering to over 3.7 million customers.
    In October 2019, Ujjivan Small Finance Bank received approval from the Securities and Exchange Board of India to raise ₹1,200 crores (US$162 million) in an initial public offering (IPO). The IPO was 166 times oversubscribed by the final day of bidding, 4 December 2019.
    In October 2022, the board of Ujjivan Financial Services approved the reverse merger of itself into Ujjivan Small Finance Bank.


    Services


    Ujjivan SFB provides a range of products and services such as savings account, current account, fixed deposits (FD), recurring deposits (RD), Vehicle Loans, MSE Loans, Housing Loans, Micro Loans, Home Loans & Small Business Loans.
    The bank also offers internet banking, phone banking and mobile banking facilities to customers. Ujjivan SFB ATM is biometric enabled, thereby enabling customers to withdraw money through biometric authentication. Customers can open their bank account in 5–7 minutes on a hand-held device through Aadhaar enabled KYC. The bank has introduced the Senior Citizen Product and Tax Saver Fixed Deposit.


    See also



    Banking in India
    List of banks in India
    Reserve Bank of India
    Small finance bank
    Indian Financial System Code


    References




    External links


    Official website

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Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and under-served segments and committed to building financial inclusion in the country. Our Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial ...

Personal Net Banking - Ujjivan Small Finance Bank

Alternatively, you can also register for Personal Net Banking through phone banking or by visiting your nearest Ujjivan Small Finance Bank branch. 3. Is there any charge for using Ujjivan SFB Personal Net Banking? There are no charges for using Ujjivan SFB Personal Net Banking. It is a complimentary service offered to all Ujjivan Small Finance ...

Ujjivan Small Finance Bank - Wikipedia

Ujjivan Small Finance Bank Limited is an Indian small finance bank based in Bangalore, which commenced operations on 1 February 2017. [3] [4] Ujjivan Financial Services holds an 80 percent stake in the bank.[5]Ujjivan Small Finance Bank is licensed under Section 22 (1) of the Banking Regulation Act, 1949 to carry out small finance bank business and received Scheduled Bank …

Building A Better Life - About Us - Ujjivan Small Finance Bank

Ujjivan Small Finance Bank (USFB) Limited is among the leading small finance banks in the country. As a mass market bank, it remains committed to serve the unserved and underserved segments through financial and digital inclusion. We are now a one-stop destination for financial services and offer personalised customer experience to our wide ...

Ujjivan Small Finance Bank Limited: history, ownership, mission, …

Ujjivan Small Finance Bank has successfully expanded its network, achieving over 600 branches across various states in India by March 2023. The bank primarily caters to the rural population, with approximately 70% of its customer base residing in semi-urban and rural areas.. In September 2021, the bank launched a new digital banking platform to enhance customer …

Ujjivan Small Finance Bank sees 10% growth in advances …

Jan 4, 2025 · Ujjivan Small Finance Bank reported a rise in advances to Rs 30466 crore, despite its microfinance business shrinking. The bank's gross non-performing assets ratio increased to 2.7%. The portfolio at risk also rose, aligning with stress in the microfinance sector. The bank is reducing its microfinance weightage and increasing secured loans. Deposits grew to Rs 34496 …

Ujjivan Small Finance Bank Ltd. share price target

Feb 4, 2025 · Ujjivan Small Finance Bank (USFB) sustained its industry leading profitability with RoA staying above 3.5% for the fifth consecutive quarter, driven by strong growth momentum, higher efficiencies and controlled credit costs. AUM growth, at 5% QoQ, was supported by 9% QoQ increase in disbursement, in line with the bank’s >25% credit growth ...

UJJIVANSFB Stock Price and Chart - TradingView — India

Ujjivan Small Finance Bank Ltd. provides banking services. It's product portfolio includes asset products, which includes micro banking, micro and small enterprise loans, housing loans, personal loans, vehicle loans and loan pricing; liability products, which includes current accounts, savings accounts, term deposits; and other products and services includes ATM-cum-debit …

Ujjivan Small Finance Bank applies for Universal Banking licence

Feb 4, 2025 · Ujjivan Small Finance Bank (Ujjivan), one of the leading small finance banks on Tuesday announced the submission of the application for Universal Banking licence to the Reserve Bank of India (). This follows their Q3 results showing a 64% drop in net profits. Additionally, in October 2024, they also received RBI approval for foreign exchange services.

Online Fixed Deposits | Ujjivan Small Finance Bank

No. As you have a Digital Savings Account you will not be able to book a Online Fixed Deposit. After full KYC, you can use Our Mobile Banking, Internet Banking Service or give us a call at our Toll Free number – 1800 208 2121 for future FDs